Resident guidance: All Housing residents - Last updated 24 March 2026
Sub-letting
Sub-letting means renting out your home, or part of it, to someone else who then lives there instead of you or alongside you as the main resident. This could mean letting the entire property or just certain rooms to people who aren’t part of your household.
This page explains the different rules we have around sub-letting for residents renting their home and Anchor homeowners.
In this guidance you'll find:
Information about sub-letting for rented residents
At Anchor, we do not allow our rented tenants to sub-let the whole of their property. You must continue to live in your home as your main residence, and letting out your entire home to someone else isn’t permitted under your tenancy agreement. If you’re unsure about what’s allowed or would like advice, please speak to your location managerwho can help you understand your rights and responsibilities.
We know that sometimes you may wish to have someone share your home and we may grant permission for you to have a lodger.
Tenancy fraud is a serious crime and can lead to a prison sentence. It takes homes away from people who really need them and affects the whole community. If you’re worried about tenancy fraud or think something isn’t right, please let us know. Together, we can keep our community safe and make sure homes go to those who need them most.
Sub-letting your home as an Anchor Homeowner
We know your circumstances can change over time, and you may wish to let out your home for a period. Our sub-letting policy for homeowners is designed to offer flexibility while protecting the wellbeing of our communities and ensuring that all tenancies are secure and well managed.
What is Sub-letting?
Sub-letting means you, as a homeowner, rent out your property to someone else who lives there as their main home. This policy mainly applies to leaseholders, shared owners, and those who own their property outright within Anchor schemes.
Why do Anchor have a sub-letting policy?
Our sub-letting policy aims to balance your need for flexibility as a homeowner with the importance of maintaining safe, welcoming, and well-managed housing communities. It ensures all lettings are carried out fairly, properties remain properly looked after, and residents can continue to enjoy a settled, neighbourly environment.
Can I sub-let my Anchor home?
You may be able to sub-let your property, but you must always get Anchor’s written permission before going ahead. Each request is reviewed on a case-by-case basis, taking into account the terms of your lease and the impact on the wider community. Some leases do not allow sub-letting, and in some cases, there may be restrictions to ensure that homes stay available for those in genuine need of housing.
What criteria must be met to sub-let my property?
- Written permission: You must have our approval in writing before any sub-letting goes ahead.
- Compliance with your lease: The terms of your lease or transfer agreement may place restrictions or additional responsibilities on you as a landlord.
- Suitable tenants: We may check that your proposed tenants meet age or support criteria relevant to your scheme, to maintain its intended purpose.
- Up-to-date records: You’ll need to provide up-to-date contact details, details of the tenancy agreement, and ensure service charges continue to be paid.
- Responsible letting: You are still responsible for making sure the property is looked after and that your tenants comply with the scheme’s rules and community standards.
How to apply to sub-let your home
Sub-letting can offer useful flexibility if your situation changes, but it’s important to follow the right steps to protect your home and the community. If you are thinking about sub-letting your property, please contact your location manager to discuss your circumstances and get an application form. We’ll explain your responsibilities, the process, and help you understand any restrictions that may apply to your lease. We’ll aim to give you a decision as quickly as possible.