Our tenure types

Across our retirement properties for sale estates and developments we offer a number of different tenure types to suit different needs and requirements.

An introduction to Anchor’s tenure types

Outright leasehold ownership

This is the most common form of ownership, whereby purchasers buy a property at full market value. Sellers and purchasers negotiate the sale price, determined by current market values. Sellers are free to put their property on the market at the price they wish.

Outright freehold ownership

We also have a small amount of freehold developments which are purchased in the same way as outright leasehold estates, however rather than a lease, you will have a freehold transfer.

Older Persons Shared Ownership

Older Persons Shared Ownership (also known as OPSO) is a subsided scheme designed to make owning your own property more affordable. The purchaser buys a share in a property – usually between 10% to 75% depending on the type of development – through a mortgage or savings, and then pays a subsidised rent on the remainder. This scheme is available at a small number of Anchor leasehold developments. 

Shared Ownership with Anchor

Available at some of our new estates and developments, Shared Ownership with Anchor gives you the opportunity to buy a home without having to fund the entire value of the property. Through this arrangement you purchase between 25% to 90% of the new property, depending on the type of development, and then pay rent on the remaining unpurchased percentage.